This framework will help you solve the challenges life has, or will, throw at you.

Step 1. Clearly identify the problem

What problem is causing you the most pain right now? Why? Create a list in order of most painful to least. Focus on the most painful problem.

1. Not enough income

2. Health issues

3. Loneliness

Step 2. Brainstorm solutions

What options are available to change this? Google search can be helpful here. List out possible solutions.

If the problem is income, then possible solutions could be:

1. Skilling up through certifications/courses

2. Starting a side business

3. Earning a degree

4. Career coaching

Step 3. Research the solutions

Narrow down solutions based on how likely you can accomplish them. If there is little chance of increasing income through starting a side business, then consider career coaching. Your best solution is based around applying your resources to your circumstances.

Step 4. Create a plan to achieve the solution

In our above example, career coaching is the most likely solution to earning more income. Next, apply the same research method by identifying different coaches, and narrowing down the list based on your circumstances. If you are in the mining industry, a tech sector coach may not be the right fit.

Step 5. Execute the plan

You've identified the right solution and now need to initiate action. Email the career coach, book a call, and follow the expert's advice. If all goes well your income has increased. And if not? You may have chosen the wrong problem, solution or execution.

Reflect, and repeat the process.