Chukwuemeka wasn’t a total loser, his life at some point was the envy of everyone who knew him. He had a thriving production and manufacturing company and an importation business that brought in electronics that serviced many households. He had everything going for him including a beautiful wife and lovely kids. He attended one of the biggest charismatic churches in the city and was beloved by his Pastor.

Emeks, as his friends loved to call him, was also an avid football fan, and most weekends were spent supporting his favourite football club, Manchester United, and hanging out with the guys.

If Someone had told you that Emeka almost came close to losing everything a year ago and that his life, family, and livelihood would have been threatened, you would say it was a big fat lie.

But that is precisely what happened.

About 3 years ago, Emeka was approached by an insured person with a proposal to ensure his business and possibly his children’s educational futures are insured against sudden mishaps. Trust Africans, whether it’s superstition or religion, we no dey like hear bad news or anyone who alludes to the fact that something bad might happen. “Chukwu ekwela! Chinekem di n'oche-eze” was his reply, which loosely translates as “God forbid! My God is on the throne”. It took another three months before Chukwuemeka was convinced that having an insurance package as a backup plan wasn’t a bad idea. First Bank Insurance was an obvious choice where he took out an insurance plan for his business and other packages to ensure his children would always get an education no matter what happened to him.

A year later that's when things began to unravel. His business took a hit, a military coup in Asia wiped out most of his investments in that region followed by the sinking of a cargo ship bringing containers with goods worth millions. His health took a hit, who would have survived such an ordeal? To watch everything you own take a hit, only one man comes to mind; Job.

That was when FBN insurance came to his aid. Because he had insured his business, they covered the loss of everything. His children’s school fees and annual vacation were covered because he had ensured to put a plan in place. And lastly, his medical bills were paid in full.

If you ask Emeks now what he thinks about it all, he is always quick to say, “God has a plan for everyone, and so does FBN Insurance.”

Choosing an insurance plan is a lot like packing extra clothes for a weekend of fun. You might start the weekend wearing your best duds, but having a backup plan in the event you need to quickly change clothes is always the best move any day.

Things never go precisely to plan, in fact, they seldom do.

One of the top reasons Nigerians buy insurance is to protect themselves in addition to their properties against unforeseen circumstances. Insurance helps individuals and companies safeguard their investments and properties against potential risks that could make them lose everything.

So what are the factors to Consider Before Choosing an Insurer?

The Company's image

First Bank of Nigeria Limited is a Nigerian multinational bank and financial services company in Lagos, Nigeria and the premier bank in West Africa.  Its motto states, “Our brand purpose is to provide the Nigerian Insurance market with best-in-class, innovative solution-driven products and services, that create value for all stakeholders whilst consistently demonstrating integrity, professionalism and confidence.” Their financial services knowledge and practices lead the market in ensuring that they understand customers and surpass expectations by seeking a better way of delivering first-class service – The “You First” experience.

Founded in 1894 as the Bank of British West Africa and later renamed The First bank in the year 1979, they have had 128 years of strong impact and this longevity is proof of its commitment to providing innovative and quality products and services to its 18 million customers across 700 business locations across Africa and 53,000 locations across Nigeria.

Is the Company accredited?

Yes, FBNInsurance is a Limited Liability Company licensed to transact Life Insurance businesses. They also have Retail products such as the family income protection plan, Guaranteed Lifetime Retirement Plan, FlexiEdu Plan, and Corporate products such as SmartHealth International Plan, Tuition Protection Plan and Term Assurance Plan just to name a few.

If you would like to get a full list of their packages visit the link at the end of the blog.

Coverage

Whatever plan you choose, be rest assured products offered are built to suit every stage of your life and business, with unique benefits tailor-made to match your business needs as you grow.

Ease of doing business. 

You’ll need a company that is easy to interact with, such interactions could include; 24/7 customer service, online bill payment, online claim reporting, Policy changes; billing questions etc.

With a solid internet presence and user-friendly mobile app, interaction is guaranteed and welcome.

So what are you waiting for? Don't overthink it. You need to take action now!

Click on the link to speak directly with me

https://wa.me/2348052882264?text=Hi%20I%20would%20llike%20to%20get%20an%20insurance%20plan

Written by Chinedu Agbokhan

WhatsApp: 08189428924