Nobody’s always on the same page about money.

Not even kids raised in the same family. Upbringing and life experiences define our relationship with money. Start with these questions to help discover if your partner is at least in the same book as you are.

And also spot financial red flags, if any.

The first date (or first few dates)

• Who pays for the bill? (asking ahead of time can clear up the assumptions)
  Does the person who did the asking pay the entire bill?
  Or do both people split equally?

• What are your favorite hobbies or activities? Do you save up for them, or enjoy the occasional spontaneous splurge a bit?

Several dates later (getting exclusive, spending holidays together)

• How expensive should your vacations be?

• Do you prefer paying cash or credit?

• Do you prefer buying from generic brands or name-brand goods only?

Getting serious (moving together, getting married)

• How much debt do you each have?

• How will you divide household expenses?

• What's the maximum one can spend before they consult the other person?

Lead with openness. Talk about money — early and often. Address it before it becomes a source of conflict.